Tips For Repairing Other People’s Credit

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By Jay Peters

Every time you turn on the TV or open the newspaper, you see stories of people who are suffering from the financial effects of bad credit. They are in over their heads with credit card debt, and may be at risk of losing their homes to foreclosure. You know a little something about credit repair – you will able to raise your own credit score recently. You are the perfect candidate to help other people solve their credit problems. You can become a credit restoration specialist. In this article we will give you some tips for preparing for this fast growing field.

Tip #1: Get smart. Gather all of the information you will need to be successful. Invest in manuals or other educational materials that provide you with proven tips and techniques for helping others with their credit problems. Some publishers offer home study courses, eBooks, and even audio CDs that will help you build the knowledge base you will need.

Tip #2: Stay legal. There are an increasing number of laws and regulations being enacted to protect consumers in financial trouble. You need to be aware of them all. And remember that some of the legal information will be specific to your state. You may even have to be licensed or certified to practice in your area. You will want to share legal disclosures and disclaimers with your clients; this protects you from legal risk while informing your client of what you can and cannot do legally.

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Tip #3: Be reputable. Consumers in trouble will be wary of those offering to help – they may have been burned by a shady credit repair company in the past. It’s up to you to deal with your clients honestly, and with integrity. Joining a better business bureau or other professional organization in your area will help add to your credibility.

Tip #4: Keep your mouth shut. Your clients will be entrusting you with private, personal financial information. You must respect the confidentiality of the information you are given. A sure way to ruin your career in credit restoration is by violating that trust by sharing that information with others.

Tip #5: Select a method. You can provide your credit restoration services on a private, one-to-one basis, or by holding credit counseling classes for a group of clients. You might offer a free seminar, where you describe what you can do to improve your client’s credit and raise their credit scores. Use the seminar to build your base of paying clients.

Tip #6: Stay current. Lawmakers are finally taking action to help solve the average American’s credit problems. You need to find a resource that provides you with frequently updated information about today’s laws, regulations, and techniques related to repairing credit.

The success of your credit restoration business will depend on your ability empathize with your clients, negotiate with their lenders, and carefully document all your efforts. Credit repair is an art, not a science. You won’t be able to help 100% of your clients. But if you are realistic in your goals and apply yourself diligently, your clients (and your bank account) will thank you.

About the Author: To learn the inside secrets to fixing your credit fast, visit the author’s website:

Improve Your Credit Score With The Credit Secrets Bible


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Trucks June 16th 2017

Airplane crashes at Schiphol Airport; 9 killed

Airplane crashes at Schiphol Airport; 9 killed
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Wednesday, February 25, 2009

A Boeing 737-800 registered to Turkish Airlines with 135 people on board crashed at Schiphol Airport in Amsterdam, the Netherlands, on Tuesday. At least nine people, including the three pilots, were killed and over 80 had been injured. The plane was traveling from Istanbul, Turkey.

The airplane crashed short of the runway, close to the A9 highway, and broke into three pieces. According to witness reports, about twenty people were seen walking away from the crash.

“The plane was nose up and the tail section was at a 45-degree angle. The tail section broke down first, which broke off,” said a witness in an interview with the BBC who was riding on his bicycle by the airport when the aircraft crashed. “And seconds after the crash people started exiting through the tail section […] I saw dozens of people making it out very quickly, and as I was about to dial 112 the first sirens were noticeable, and within five minutes there were 10 or 15 ambulances.” During the press conference, it was stated that a total of 60 ambulances went to the crash site and 150 medical people were present. Special vehicles were also used to enter the field, which wasn’t easily accessible.

A passenger on-board the plane gave this account: “We suddenly descended a great distance as if the plane fell into turbulence. The plane’s tail hit the ground […] It slid from the side of the motorway into the field,” he said.

Officials have not yet determined what caused the accident. “We cannot say anything about the cause at the moment. The priority of the authorities is providing help and care,” stated the vice-mayor of the Haarlemmermeer municipality, Michel Bezuijen.

72 Turkish and 32 Dutch people were on board the aircraft, according to the Turkish ambassador to the Netherlands.

Uncategorized June 16th 2017

Indian Markets hits record close in Diwali trade

Indian Markets hits record close in Diwali trade
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Sunday, November 7, 2010

The Indian stock market ended at an all time high on the Diwali 60-minute Special trading session on Friday. Diwali trading is arranged every year on the festival of Diwali to pay obeisance to Lakshmi, the Hindu goddess of wealth and prosperity; it is also seen as welcoming the New Year of the Samvat calendar. The Samvat calendar is 56.7 years ahead (in count) of the solar Gregorian calendar.

The benchmark 30-share Bombay Stock Exchange Sensitivity Index, Sensex, rose 0.53% or 111.39 points to a record close of 21,004.96. Sensex closes above 21k pts for the first-time in its 135 years history.

Indian markets have attracted about USD 26.74 billion this year of investment from foreign institutional investors. The sale of a 10% stake in Kolkata-based Coal India last month was the biggest share sale in Indian history and banked the government 3.4 billion dollars. Coal India has risen 43 percent since listing at the stock exchanges this week.

According to Mr. Rakesh Jhunjhunwala “This will continue for long periods of time. If you look at India we are 3% to 4% of world GDP, we are not even 0.5% of USD 30 to USD 35 trillion in the investment of institutions worldwide in equities. Our share is USD 250 billion, USD 200 billion may be and it could go up to USD 1 trillion. So I see no reason why money will not come. Don’t forget one thing that India is an open country. Indian companies have return on equity. Among the emerging markets we have the best corporate governance. We are well regulated; we have got good trading systems. Why will the money not come you tell me?” Mr.Rakesh Jhunjhunwala is tagged by the media as “India’s Warren Buffett”.

Uncategorized June 16th 2017

Sex Change Surgery Calls For A New Face}

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Sex Change Surgery Calls For A New Face


Pichet Rodchareon

When speaking of sex change procedure, people only think about the change in the reproductive parts and perhaps the breasts which are the most distinctive feminine features. However, it is undeniable that the face is the most noticed part of a person. Therefore, for natural looking results, it is advised people who have undergone sex change operation consider facial feminization surgery as well because it helps them integrate socially as women.

The aim of facial feminization surgery is to eliminate or reduce many of the cross-gender-related deformities of the facial bones caused by late-pubertal testosterone masculinization in male-to-female transsexuals. The procedure involves various bony and soft tissue procedures and sometimes includes facial hair removal. The surgeon will focus on how to adjust the dimensional parameters of each face towards the normal female range, based on certain physical anthropological measurements.

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According to anthropological researches, survival requirements over evolutionary time have adapted human males’ faces for protection in hunting and fighting, providing them with protruding brow ridges and heavy jaws/chins. However, human females’ faces have evolved (as have children’s faces) for better hiding/fleeing by having better unobstructed peripheral vision (with the eyes more forward in the facial structure, and with no brow ridge). These differences in secondary sex characteristics are caused by the different sex hormones present in the bodies of boys and girls after puberty.

The surgical procedures most frequently performed during facial feminization surgery include hairline correction, forehead recontouring, brow lift, rhinoplasty, cheek implants, chin and jaw recontouring, Adam’s apple reduction and lip filling. Other procedures might be suggested by the surgeon, depending on each person’s natural looks.

There are only a small number of surgeons globally who specialize in facial feminization surgery. Like any other cosmetic surgeries, patients should be confident that they are placing their image in the trustworthy and reliable hand. There are, of course, limitations to what a surgery can do. It is not a magical process that can 100 per cent transform a man’s face into a woman’s natural face. It is best to speak to the surgeon beforehand to make sure the results are what the patient is looking for as the features will stay with the patient permanently.

Dr Pichet Rodchareon is the owner of

Bangkok Plastic Surgery Clinic

, center of

sex change surgery

based in Bangkok, Thailand.

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Medicine May 12th 2017

Interview with Reggie Bibbs on his life with neurofibromatosis

Interview with Reggie Bibbs on his life with neurofibromatosis
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Friday, December 14, 2007

Neurofibromatosis (NF) is a genetic condition causing benign tumors (neurofibromas) to grow along certain types of nerves and, in addition, it can affect the development of bones or skin. There are several variants of the disease but type 1 and type 2 NF account for the vast majority of cases.

The disease manifestations can vary from very mild to severe. Major symptoms include growths on and under the skin; skin pigmentations called café au lait spots in type 1; acoustic nerve tumors and consequent hearing loss in type 2. Growths can affect nearly all parts of the body, and pressure on nearby structures can cause a wide variety of complications. There is a small risk that the tumors transform into malignant cancerous lesions.

NF is one of the most common single-gene human diseases; around 1 in 2,500-4,000 live births are affected by NF-1, whereas NF-2 occurs in about 1 in 50,000-120,000. Both type 1 and 2 are autosomal dominant conditions, meaning that only one copy of the mutated gene need be inherited to pass the disorder. A child of a parent with neurofibromatosis and an unaffected parent will have a 50% chance of inheriting the disorder. The gene responsible for NF-1 and possibly NF-2 is thought to function as a tumor suppressor gene.

In most cases of neurofibromatosis 1, patients can live normal and productive lives. In about 25-40% of patients there is an associated learning disability with or without ADHD. In some cases of neurofibromatosis 2, the damage to nearby vital structures, such as the cranial nerves and the brainstem, can be life-threatening. When tumors are causing pain or disfiguration, surgery is thus far the only proven beneficial treatment option.

Reggie Bibbs is a 43-year-old-man living in Houston, Texas. Mr Bibbs was born with a genetic disease called neurofibromatosis (NF), which causes him to develop tumors on his body (see infobox on the right). NF can be a subtle disease, but in Bibbs’ case it has left him with a disfigured face and deformed leg. But he is happy with the way he looks, and doesn’t want to change his appearance to please other people. He has launched a successful campaign entitled “Just Ask”, and that’s just what Wikinews did in a video-interview.

The interview was prepared by Wikinews reporter Michaël Laurent with the help of Bertalan Meskó (who has a popular genetics and web 2.0 blog). Their questions were sent to a close friend of Mr. Bibbs, Lou Congelio, who kindly conducted the interview.


  • 1 Infobox: What is neurofibromatosis?
  • 2 The interview
    • 2.1 On neurofibromatosis
    • 2.2 Growing up
    • 2.3 A head to toe body tour
    • 2.4 The daily life of Reggie Bibbs
    • 2.5 Raising awareness and his campaign
  • 3 Sources
  • 4 External links
This exclusive interview features first-hand journalism by a Wikinews reporter. See the collaboration page for more details.

Uncategorized May 12th 2017

NZ man stabbed in the face with a 15-centimetre knife

NZ man stabbed in the face with a 15-centimetre knife
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Friday, July 7, 2006

A 36-year-old man, who is yet to be named, is undergoing surgery after an attacker lodged a knife through one cheek and out the other. The handle broke off, leaving the 15-cm (about 6 inches) blade inside him. The man was rushed to hospital today, July 7, at about 2 a.m. NZST. The attack occurred last night after a domestic row in Albany on Auckland‘s North Shore.

New Zealand Police report that the knife just missed his optic nerve and his condition is stable and not life threatening.

John Chaplin, head and neck surgeon said, “the man could be treated relatively simply. The major blood vessels of the head were further back in the neck and the knife could be relatively easily removed in an operating theatre where bleeding could be controlled.”

The police have issued an arrest warrant for Vance Paraki Tuheke, 31-year-old, in relation to the attack.

The victim may suffer from some facial numbness.

Uncategorized May 12th 2017

Dental Health: Causes And Treatment For Bad Breath}

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Submitted by: Connie Limon

The medical name for bad breath is halitosis. Causes can range from poor oral hygiene habits and foods you eat to various other health problems and unhealthy lifestyles.

If you eat foods with strong odors like garlic or onions you basically have to wait until the foods have passed through your body before the odor is completely gone. You can mask it with brushing and mouthwash to cover up the odor temporarily. All food you eat begins the breaking down process in your mouth. As food digests and is absorbed into the bloodstream, it is eventually carried to the lungs and given off in your breath.

Poor dental hygiene habits promote bacteria growth between teeth, around the gums and on the tongue, which causes bad breath. If you dont brush and floss your teeth daily, the food particles that remain in your mouth begins to promote bacteria growth on teeth, gums and the tongue. If dentures are not properly cleaned, bacteria and food particles can cause bad breath.

Other unhealthy lifestyles that include smoking or chewing tobacco-based products can cause bad breath, stain the teeth and irritate gum tissues.

Health problems associated with bad breath include:

Gum or periodontal disease

Poorly fitting dental appliances

Yeast infections of the mouth

Dental cavities

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Dry mouth (dry mouth may be caused by side effects of medications, salivary gland problems or continuous breathing through the mouth)

Respiratory tract infections like pneumonia or bronchitis

Chronic sinus infections

Postnasal drip


Chronic acid reflux

Liver or kidney problems

Tips on how to prevent or reduce bad breath include:

Brush twice a day with fluoride toothpaste and brush after you eat

Always brush your tongue

Replace toothbrush every 2 to 3 months

Use floss or interdental cleaner to remove food particles and plaque between your teeth once a day

Remove dentures at night and clean thoroughly before placing in your mouth the next morning

See your dentist at least twice a year.

Stop smoking/chewing tobacco-based products

Drink lots of water to keep your mouth moist

Chew cinnamon flavored, sugar free gum (read the food label for the ingredient Xylitol. Studies show Xylitol in sugar free gum can help to destroy the bacteria in your mouth and give you that just brushed clean feeling as well. The flavor cinnamon has also been shown in some studies to be the best flavor to combat against bad breath.

Mouthwashes you buy over-the-counter generally provide a temporary way to mask unpleasant mouth odor. There are some antiseptic brands of mouth-rinse products that do help kill the germs that cause bad breath. Ask your dentist which product is best for you.

In most cases your dentist can find and treat the cause of bad breath. If your dentist determines the odor is due to gum disease you may be referred to a periodontist. A periodontist specializes in treating gum conditions. If the dentist finds your mouth to be healthy you may be referred to a family physician, internist or some other specialist to determine the odor source and an appropriate treatment plan.

Disclaimer: *This article is not meant to diagnose, treat or cure any kind of a health problem. These statements have not been evaluated by the Food and Drug Administration. Always consult with your health care provider about any kind of a health problem and especially before beginning any kind of an exercise routine.

This article is FREE to publish with the resource box. Article written 4-2007.

About the Author: Author: Connie Limon, Trilogy Field Representative. Visit

and sign up for a weekly nutrition and health tip. The article collection is available as FREE reprints for your newsletters, websites or blog. Visit

to purchase an array of superior quality, safe and effective products inspired by nature, informed by science and created to improve the health of people, pets and the planet.


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Dentist April 20th 2017

Interior Ministry, Fatah offices in Gaza hit by Israeli airstrikes

Interior Ministry, Fatah offices in Gaza hit by Israeli airstrikes
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Friday, June 30, 2006

The Israeli Defence Forces have carried out 5 to 8 air strikes targeting the office of the Palestinian interior ministry’s headquarters occupied by the governing party Hamas in Gaza and an office of President Mahmoud Abbas’s Fatah party in Gaza, Palestinian and Israeli sources say.

Israel claims its ongoing Operation Summer Rains, which began early on June 28, is in response to the capture of Israeli soldier Cpl. Gilad Shalit by Palestinian militants.

There were mixed reports of casualties from the air strike, although one source said a member of Islamic Jihad had been killed in the air strikes. Television images showed emergency crews responded to the attacks.

The Israeli military said the ministry office, controlled by Hamas, was “a meeting place to plan and direct terror activity.” In addition, an Israeli official stated to the Associated Press that the attacks will only end when the captured Israeli soldier is unconditionally freed.

Days after the initial raid reports from Israeli officials stated that they had found the body of 18-year-old Eliyahu Yitzhak Asheri who was kidnapped by the Palestinian ruling party, Hamas, and shot in the back of the head on Sunday.

In his first appearance since the raid began, Palestinian PM and leader of the Hamas organization, Ismail Haniya denounced the raid saying it was a “premeditated plan” to bring down the new Hamas government. He accused Israel of hiding behind Cpl. Shalit to carry a “systemic campaign” against Hamas.

Uncategorized April 20th 2017

Looted, possibly contaminated body parts transplanted into USA, Canadian patients

Looted, possibly contaminated body parts transplanted into USA, Canadian patients
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Monday, March 20, 2006

Fears of contaminated bone and skin grafts are being felt by unsuspecting patients following the revelation that funeral homes may have been looting corpses.

Janet Evans of Marion Ohio was told by her surgeon, “The bone grafts you got might have been contaminated”. She reacted with shock, “I was flabbergasted because I didn’t even know what he was talking about. I didn’t know I got a bone graft until I got this call. I just thought they put in screws and rods.”

The body of Alistair Cooke, the former host of “Masterpiece Theatre,” was supposedly looted along with more than 1,000 others, according to two law enforcement officials close to the case. The tissue taken was typically skin, bone and tendon, which was then sold for use in procedures such as dental implants and hip replacements. According to authorities, millions of dollars were made by selling the body parts to companies for use in operations done at hospitals and clinics in the United States and Canada.

A New Jersey company, Biomedical Tissue Services, has reportedly been taking body parts from funeral homes across Brooklyn, New York. According to ABC News, they set up rooms like a “surgical suite.” After they took the bones, they replaced them with PVC pipe. This was purportedly done by stealth, without approval of the deceased person or the next of kin. 1,077 bodies were involved, say prosecuters.

Investagators say a former dentist, Michael Mastromarino, is behind the operation. Biomedical was considered one of the “hottest procurement companies in the country,” raking in close to $5 million. Eventually, people became worried: “Can the donors be trusted?” A tissue processing company called LifeCell answered no, and issued a recall on all their tissue.

Cooke’s daughter, Susan Cooke Kittredge, said, “To know his bones were sold was one thing, but to see him standing truncated before me is another entirely.” Now thousands of people around the country are receiving letters warning that they should be tested for infectious diseases like HIV or hepatitis. On February 23, the Brooklyn District Attorney indicted Mastromarino and three others. They are charged with 122 felony counts, including forgery and bodysnatching.

Uncategorized April 20th 2017

City of Calgary, Canada removes fluoride from drinking water

City of Calgary, Canada removes fluoride from drinking water
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Thursday, February 10, 2011

Calgary city council voted 10 to 3 on Wednesday to stop fluoridating their water supply. This overturns a previous plebiscite from 1989 to add the fluoride in an attempt to reduce tooth decay.

Opponents of water fluoridation claim that there could be unknown health effects of fluoride, and question its effectiveness in preventing tooth decay. They also claim that individuals should be able to decide for themselves whether or not to use fluoride. However, Alberta Health Services maintains that current evidence shows that fluoride is both safe, and beneficial to dental health.

It is estimated that no longer fluoridating the water supply could save Calgary’s city council C$750 thousand (550 thousand) annually, as well as cutting a C$6 million (4.3 million) upgrade to the fluoridation system.

Uncategorized April 20th 2017